The Eastbrook Guarantee

At Eastbrook Homes, we have worked hard to complete new home construction on budget for more than 50 years – regardless of outside influences that can affect our costs. However, like any industry, our prices can fluctuate too. That’s why all of our customers are protected by our Eastbrook Guarantee.

Have you been waiting to build your dream home, but between elevated interest rates and economic uncertainty, you’re not sure it’s the right time? What if someone could look into a crystal ball and tell you that if you build now, you’ll be protected from the unexpected?

At Eastbrook Homes, we don’t have a magic crystal ball. But we do have the Eastbrook Guarantee to ensure your peace of mind. With the Eastbrook Guarantee, you’re protected from rising material costs and timeline interruptions, so you can be sure you’re always getting more home for the money.

Read on to learn a little more about how it works – and why now is a good time to build your home with Eastbrook.

Building Dreams for 58 Years

Our 58 years of experience has taught us a few things: what our customers need, and how to make sure they’re treated right.

“It’s not just about selling the home and selling the buyer,” said Josh McGraw, VP of Sales and Marketing. “It’s about helping the buyer make good choices, not only with where to live, what home to live in, but their budget range and helping them stay within that budget. 

At Eastbrook, our values guide everything we do. We believe everyone should have access to a beautiful, quality home that’s going to last. Our homes are designed to meet you where you are in life and grow with you. With a wide range of home plans and hundreds of ways to personalize them, we offer a similar product to custom builders – at a better value.

“History has proven that you’re gaining equity from the moment you decide to purchase,” explains Josh, “and that equity has been proven over decades of tracking the market and equity gained during that time.”

We’re not just building homes. We’re building stronger communities. So our West Michigan residents can truly thrive, even in times of uncertainty.

The Eastbrook Guarantee

In our Eastbrook Guarantee, we promise every customer locked-in prices, a realistic timeline, and value-driven partnerships.

Locked-In Price

With Eastbrook Homes, once you sign your initial contract, the base price of your home is locked in. When you finalize the design of your home in our Home Creation Studio, that price won’t change. This protects you from rising material costs throughout the homebuilding process.

“Not every builder guarantees pricing. In fact, most don’t,” says Josh. “As long as the customers stay within the timeline they’ve selected as part of their service level, their base price lot and service level are locked at the point of contract.”

We don’t just make promises – we keep them. Even during volatile times.

“COVID-19 was a volatile time where materials did go up extremely fast, and even during that period, we continued to honor what we had told our customers – that we’ll hold their price. And we ended up paying more – the buyer did not.”

That’s our commitment to integrity.

Realistic Timeline

From the start of construction, you’ll receive a realistic timeline and weekly updates to keep you informed every step of the way.

You will choose your timeline based on the service level that works best for you: Included, Enhanced, Deluxe, or Premium. Whatever you’re most comfortable with, that’s what we deliver. 

Partnerships

Eastbrook partners with BBG, a national building group, to help keep material costs down, so you can choose the finishes and features you love within your budget.

Eastbrook only asks for a 10% deposit once you’ve completed selections in our Home Creation Studio.

“We carry the rest of the cost of construction for you so you don’t need to get a construction loan,” says Josh. “In the end, this saves you a bunch of money in interest payments.”

Preferred Lenders

Our commitment to high standards extends to the lenders we work with.

“We choose our preferred lenders based on history and stability,” Josh explains. “Then, within that company, we’ve found loan officers that operate with high integrity.”

One such individual is Clint Forester, Mortgage Loan Originator with Fifth Third Bank.

“The great part about our Preferred Lenders,” adds Josh, “is that they’ve been with us for a long time. They know our process and understand how we operate, which makes the customer’s experience that much more seamless.”

It’s truly a team effort to give our customers the best guidance and programs available – so you can feel confident at every stage.

Exclusive Financing Programs

By partnering with Fifth Third Bank, we’re able to offer financing programs exclusive to Eastbrook customers:

End Loan (Rate Lock)

Remember that crystal ball? This is pretty much the next best thing for anyone concerned about volatile interest rates.

“Fifth Third’s Long Term Rate option gives you peace of mind in locking your interest in for up to a 12-month period at no upfront cost,” explains Clint. But they don’t stop there. The program also allows you to “float down” your interest rate within 60 days of close if market rates drop.

“In the event interest rates lower 60 days prior to your dream home being complete, we will allow you to float down to the lower interest rate again at no charge.” says Clint. “This allows you to budget for exactly what your payment will be on day one.”

No more waiting for interest rates to go down to start building your dream home. If they drop, you haven’t missed the boat. But what about if they go up?

“If rates were to increase during your build period, you would have the peace of mind at the end in maintaining the lower rate.”

You’re protected there, too.

“The really great part about this is that the lender is actually covering the cost of floating that rate down,” explains Josh. “which is, again, not something that’s typical in most lender markets or any lender that’s out there, and that is specific to building with Eastbrook homes. That’s not something that’s out there for everybody.”

Another way Eastbrook gives you more value in your house.

Finance First

Prefer to get pre-approved and know exactly what your monthly payment will be from day one? Finance First is your answer.

With this program, you only need a 10% deposit. Your interest rate is locked for up to 12 months during construction, with financing completed in 45–60 days. You’ll make interest-only payments on the lot and can pay down the loan – penalty-free – before the rate lock expires.

Ready to Build With Confidence?

At Eastbrook Homes, we’re committed to building communities that thrive – and to protecting your investment, even in uncertain times.

Let’s start bringing your dream home to life today! Connect with us to get started. Need a little more information? Visit our Eastbrook University to dive into our home building and financing educational materials. Pick out your perfect, personalizable home plan, and explore how others have modified it to make it uniquely theirs. 

At Eastbrook Homes, we don’t have a crystal ball, but we do believe in the magic of making dreams come true.